/* Finao: javna web stranica. Fontovi su na vlastitom poslužitelju (bez vanjskih servisa). */
@font-face { font-family: "Bricolage"; src: url("/web/fonts/bricolage-grotesque-latin-ext-wght-normal.woff2") format("woff2"); font-weight: 200 800; font-display: swap; unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+1E00-1E9F, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Bricolage"; src: url("/web/fonts/bricolage-grotesque-latin-wght-normal.woff2") format("woff2"); font-weight: 200 800; font-display: swap; unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "Inter"; src: url("/web/fonts/inter-latin-ext-wght-normal.woff2") format("woff2"); font-weight: 100 900; font-display: swap; unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+1E00-1E9F, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Inter"; src: url("/web/fonts/inter-latin-wght-normal.woff2") format("woff2"); font-weight: 100 900; font-display: swap; unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }

:root {
  --navy: #0a1433;        /* duboka plava: hero i završni poziv */
  --brand: #2b50d8;       /* plava brenda, ista kao u aplikaciji */
  --tint: #e9eeff;
  --paper: #f7f8fc;
  --ink: #0d1533;
  --ink-2: #56607a;
  --line: #dfe4f0;
  --up: #5b8cff;          /* stupci koji povećavaju novac */
  --down: #ff7d7d;        /* stupci koji smanjuju novac */
  --gold: #ffc24b;        /* naglasak: gumb i završni iznos */
  --aqua: #62e3c8;        /* sjaj linije grafa na tamnoj podlozi */
  --display: "Bricolage", "Inter", system-ui, sans-serif;
  --body: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --wrap: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 17px/1.6 var(--body); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--brand); text-underline-offset: 3px; }
h1, h2, h3 { font-family: var(--display); font-weight: 650; letter-spacing: -0.025em; line-height: 1.08; margin: 0; text-wrap: balance; }
h2 { font-size: clamp(2rem, 4.4vw, 3.25rem); }
h3 { font-size: 1.35rem; letter-spacing: -0.015em; line-height: 1.2; }
p { margin: 0; text-wrap: pretty; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
.lede { font-size: 1.2rem; color: var(--ink-2); max-width: 46ch; }
:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; border-radius: 6px; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; border-radius: 8px; z-index: 50; }
.skip:focus { left: 8px; }

/* ---------- zaglavlje ---------- */
.nav { position: sticky; top: 0; z-index: 20; background: var(--navy); color: #fff; }
.nav .wrap { display: flex; align-items: center; gap: 28px; height: 68px; }
.logo { display: inline-flex; align-items: center; gap: 10px; font-family: var(--display); font-weight: 700; font-size: 1.35rem; color: inherit; text-decoration: none; letter-spacing: -0.02em; }
.logo i { width: 28px; height: 28px; border-radius: 9px; background: var(--gold); display: grid; place-items: center; }
.logo i::after { content: ""; width: 10px; height: 10px; border: 3px solid var(--navy); border-radius: 50%; }
.nav nav { display: flex; gap: 22px; margin-left: auto; }
.nav nav a { color: #cdd6f2; text-decoration: none; font-size: 0.95rem; }
.nav nav a:hover { color: #fff; }
.nav .btn { margin-left: 4px; }
@media (max-width: 860px) { .nav nav { display: none; } .nav .btn-quiet { margin-left: auto; } }

.btn { display: inline-flex; align-items: center; justify-content: center; font: 600 1rem var(--body); padding: 0.8rem 1.25rem; border-radius: 999px; border: 2px solid transparent; text-decoration: none; cursor: pointer; transition: transform 0.15s ease, background 0.15s ease; }
.btn:active { transform: translateY(1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #ffd27a; }
.btn-brand { background: var(--brand); color: #fff; }
.btn-brand:hover { background: var(--navy); }
.btn-quiet { color: #fff; border-color: rgba(255, 255, 255, 0.35); padding: 0.5rem 1rem; font-size: 0.95rem; }
.btn-quiet:hover { border-color: #fff; }

/* ---------- hero ---------- */
.hero { background: var(--navy); color: #fff; padding: 64px 0 96px; overflow: hidden; }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1.02fr) minmax(0, 1fr); gap: 56px; align-items: center; }
.hero h1 { font-size: clamp(2.6rem, 6.2vw, 4.9rem); font-weight: 700; letter-spacing: -0.04em; line-height: 0.98; }
.hero h1 span { display: block; color: #93a4d6; }
.hero .lede { color: #c9d3f0; margin: 28px 0 32px; max-width: 40ch; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.hero-cta a.plain { color: #fff; }
.hero small { display: block; margin-top: 22px; color: #93a4d6; font-size: 0.9rem; max-width: 52ch; }
@media (max-width: 960px) { .hero { padding: 40px 0 64px; } .hero .wrap { grid-template-columns: 1fr; gap: 40px; } }

/* Most od dobiti do novca: jedini animirani trenutak na stranici */
.bridge { background: #fff; color: var(--ink); border-radius: 22px; padding: 26px 26px 22px; box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.55); }
.bridge figcaption { font-family: var(--display); font-weight: 650; font-size: 1.15rem; letter-spacing: -0.015em; margin-bottom: 18px; }
.bridge ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.bridge li { display: grid; grid-template-columns: minmax(0, 11.5rem) minmax(0, 1fr) 5.2rem; gap: 12px; align-items: center; font-size: 0.93rem; }
.bridge .track { position: relative; height: 22px; }
.bridge .bar { position: absolute; top: 0; bottom: 0; border-radius: 5px; transform-origin: left center; animation: grow 0.55s cubic-bezier(0.2, 0.8, 0.2, 1) both; animation-delay: calc(var(--i) * 0.38s + 0.3s); }
.bridge .bar.down { transform-origin: right center; }
.bridge .up { background: var(--up); }
.bridge .down { background: var(--down); }
.bridge .total { background: var(--gold); }
.bridge .v { text-align: right; font-variant-numeric: tabular-nums; font-weight: 600; opacity: 0; animation: show 0.3s ease both; animation-delay: calc(var(--i) * 0.38s + 0.6s); }
.bridge li.sum { border-top: 1px solid var(--line); padding-top: 12px; font-weight: 650; }
.bridge p { margin-top: 16px; font-size: 0.85rem; color: var(--ink-2); }
@keyframes grow { from { transform: scaleX(0); } to { transform: scaleX(1); } }
@keyframes show { to { opacity: 1; } }
@media (max-width: 520px) { .bridge { padding: 20px 16px; } .bridge li { grid-template-columns: 1fr 4.6rem; } .bridge .track { grid-column: 1 / -1; grid-row: 2; height: 16px; } }
@media (prefers-reduced-motion: reduce) { .bridge .bar, .bridge .v { animation: none; opacity: 1; } html { scroll-behavior: auto; } }

/* ---------- odjeljci ---------- */
.sec { padding: 104px 0; }
.sec-mint { background: var(--tint); }
.sec-head { max-width: 760px; margin-bottom: 56px; }
.sec-head p { margin-top: 18px; }
@media (max-width: 720px) { .sec { padding: 72px 0; } .sec-head { margin-bottom: 36px; } }

/* tri pitanja vlasnika */
.asks { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; border-top: 2px solid var(--ink); }
.asks > div { padding: 28px 28px 8px 0; border-right: 1px solid var(--line); }
.asks > div + div { padding-left: 28px; }
.asks > div:last-child { border-right: 0; }
.asks q { display: block; font-family: var(--display); font-size: clamp(1.5rem, 2.6vw, 2.1rem); font-weight: 600; letter-spacing: -0.025em; line-height: 1.12; quotes: "„" "”"; }
.asks p { margin-top: 16px; color: var(--ink-2); font-size: 1rem; }
@media (max-width: 820px) { .asks { grid-template-columns: 1fr; } .asks > div, .asks > div + div { padding: 24px 0; border-right: 0; border-bottom: 1px solid var(--line); } }

/* koraci: stvarni redoslijed rada */
.steps { list-style: none; counter-reset: s; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 40px; }
.steps li { counter-increment: s; }
.steps li::before { content: counter(s); display: grid; place-items: center; width: 52px; height: 52px; border-radius: 50%; background: var(--brand); color: #fff; font: 700 1.4rem var(--display); margin-bottom: 20px; }
.steps p { margin-top: 10px; color: var(--ink-2); }
.steps .time { display: inline-block; margin-top: 14px; font-size: 0.88rem; font-weight: 600; color: var(--brand); background: #fff; padding: 4px 12px; border-radius: 999px; }
@media (max-width: 820px) { .steps { grid-template-columns: 1fr; gap: 32px; } }

/* prikaz proizvoda */
.show { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.05fr); gap: 72px; align-items: center; }
.show + .show { margin-top: 112px; }
.show.flip > :first-child { order: 2; }
.show ul { list-style: none; margin: 26px 0 0; padding: 0; display: grid; gap: 16px; }
.show li { padding-left: 30px; position: relative; }
.show li::before { content: ""; position: absolute; left: 0; top: 0.45em; width: 16px; height: 9px; border-left: 3px solid var(--brand); border-bottom: 3px solid var(--brand); transform: rotate(-45deg); }
.show li strong { display: block; }
.show li span { color: var(--ink-2); font-size: 0.98rem; }
.shot { border-radius: 18px; border: 1px solid var(--line); box-shadow: 0 40px 70px -45px rgba(13, 21, 51, 0.55); overflow: hidden; background: #fff; }
.phone { width: min(320px, 78%); margin: 0 auto; border-radius: 38px; border: 10px solid var(--ink); overflow: hidden; box-shadow: 0 40px 70px -40px rgba(13, 21, 51, 0.6); }
.shot-note { font-size: 0.82rem; color: var(--ink-2); margin-top: 12px; text-align: center; }
@media (max-width: 900px) { .show { grid-template-columns: 1fr; gap: 36px; } .show.flip > :first-child { order: 0; } .show + .show { margin-top: 72px; } }

/* paket za banku */
.bank { background: var(--ink); color: #fff; border-radius: 28px; padding: 56px; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; }
.bank .lede { color: #c3cbe4; margin-top: 18px; }
.bank dl { margin: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px 28px; align-content: start; }
.bank dt { font-family: var(--display); font-weight: 650; font-size: 1.1rem; }
.bank dd { margin: 4px 0 0; color: #c3cbe4; font-size: 0.95rem; }
@media (max-width: 900px) { .bank { grid-template-columns: 1fr; padding: 36px 24px; gap: 32px; } }
@media (max-width: 520px) { .bank dl { grid-template-columns: 1fr; } }

/* kalkulator */
.calc { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 0.9fr); gap: 0; background: #fff; border-radius: 28px; overflow: hidden; border: 1px solid var(--line); }
.calc form { padding: 44px; display: grid; gap: 26px; }
.calc label { display: grid; gap: 8px; font-weight: 600; font-size: 0.98rem; }
.calc label span { display: flex; justify-content: space-between; gap: 12px; }
.calc output { font-variant-numeric: tabular-nums; color: var(--brand); }
.calc input[type="range"] { width: 100%; accent-color: var(--brand); height: 28px; }
.calc .res { background: var(--navy); color: #fff; padding: 44px; display: grid; gap: 26px; align-content: center; }
.calc .res div b { display: block; font: 700 clamp(2.2rem, 4.2vw, 3.3rem)/1 var(--display); letter-spacing: -0.03em; font-variant-numeric: tabular-nums; }
.calc .res div span { color: #c9d3f0; font-size: 0.98rem; }
.calc .res p { font-size: 0.85rem; color: #93a4d6; }
@media (max-width: 900px) { .calc { grid-template-columns: 1fr; } .calc form, .calc .res { padding: 28px 22px; } }

/* sigurnost */
.facts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 56px; }
.facts div { padding: 26px 0; border-top: 1px solid var(--line); }
.facts p { color: var(--ink-2); margin-top: 8px; }
@media (max-width: 820px) { .facts { grid-template-columns: 1fr; } }

/* usporedba i pitanja */
.cmp { width: 100%; border-collapse: collapse; background: #fff; border-radius: 18px; overflow: hidden; }
.cmp th, .cmp td { text-align: left; padding: 16px 20px; border-bottom: 1px solid var(--line); vertical-align: top; }
.cmp thead th { font-family: var(--display); font-size: 1.05rem; background: var(--ink); color: #fff; }
.cmp tbody th { font-weight: 600; width: 22%; }
.cmp td:last-child { background: #eef2ff; font-weight: 500; }
.cmp tr:last-child th, .cmp tr:last-child td { border-bottom: 0; }
.table-scroll { overflow-x: auto; border-radius: 18px; border: 1px solid var(--line); }
.cmp { min-width: 640px; }

.faq { max-width: 860px; }
.faq details { border-top: 1px solid var(--line); }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; list-style: none; padding: 22px 44px 22px 0; position: relative; font-family: var(--display); font-weight: 600; font-size: 1.25rem; letter-spacing: -0.015em; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 6px; top: 16px; font-size: 1.8rem; font-weight: 400; color: var(--brand); transition: transform 0.2s ease; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { padding: 0 0 24px; color: var(--ink-2); max-width: 70ch; }

/* kontakt */
.contact { background: var(--navy); color: #fff; }
.contact .wrap { display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1fr); gap: 64px; }
.contact .lede { color: #c9d3f0; margin-top: 18px; }
.contact ul { margin: 28px 0 0; padding: 0; list-style: none; display: grid; gap: 10px; color: #c9d3f0; }
.contact ul li::before { content: "✓  "; color: var(--gold); font-weight: 700; }
.form { background: #fff; color: var(--ink); border-radius: 24px; padding: 34px; display: grid; gap: 18px; }
.form .two { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form label { display: grid; gap: 6px; font-weight: 600; font-size: 0.93rem; }
.form input, .form select, .form textarea { font: inherit; padding: 0.75rem 0.85rem; border-radius: 12px; border: 1.5px solid var(--line); background: var(--paper); color: var(--ink); width: 100%; }
.form input:focus, .form select:focus, .form textarea:focus { outline: 3px solid var(--tint); border-color: var(--brand); }
.form .consent { display: flex; gap: 10px; font-weight: 400; font-size: 0.9rem; align-items: flex-start; color: var(--ink-2); }
.form .consent input { width: 20px; height: 20px; margin-top: 2px; flex: none; accent-color: var(--brand); }
.form .hp { position: absolute; left: -9999px; }
.form-msg { padding: 14px 16px; border-radius: 12px; font-weight: 500; }
.form-msg.ok { background: var(--tint); color: var(--navy); }
.form-msg.err { background: #fde8e5; color: #8c2a1f; }
@media (max-width: 900px) { .contact .wrap { grid-template-columns: 1fr; gap: 36px; } }
@media (max-width: 520px) { .form { padding: 22px 18px; } .form .two { grid-template-columns: 1fr; } }

/* podnožje */
.foot { background: var(--ink); color: #b5bdd9; padding: 56px 0 40px; font-size: 0.93rem; }
.foot .wrap { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.foot a { color: #e2e7f7; text-decoration: none; }
.foot a:hover { text-decoration: underline; }
.foot h4 { font: 600 1rem var(--display); color: #fff; margin: 0 0 12px; }
.foot ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 8px; }
.foot .legal { grid-column: 1 / -1; border-top: 1px solid #27305a; padding-top: 22px; font-size: 0.82rem; }
@media (max-width: 720px) { .foot .wrap { grid-template-columns: 1fr; gap: 28px; } }

/* pravne stranice */
.doc { max-width: 780px; margin: 0 auto; padding: 72px 24px 96px; }
.doc h1 { font-size: clamp(2.2rem, 5vw, 3.4rem); margin-bottom: 14px; }
.doc .meta { color: var(--ink-2); margin-bottom: 40px; }
.doc h2 { font-size: 1.6rem; margin: 44px 0 14px; }
.doc p, .doc li { color: #2a3350; }
.doc p + p { margin-top: 14px; }
.doc ul { padding-left: 22px; display: grid; gap: 8px; }
.doc table { width: 100%; border-collapse: collapse; margin: 16px 0; font-size: 0.95rem; }
.doc th, .doc td { text-align: left; padding: 10px 12px; border: 1px solid var(--line); vertical-align: top; }
.doc th { background: var(--tint); }
.fill { background: #fff3c9; padding: 0 4px; border-radius: 4px; }
.notice { background: #fff3c9; border-radius: 12px; padding: 14px 16px; margin-bottom: 32px; font-size: 0.93rem; }

/* dorade nakon pregleda na zaslonu */
.bridge { margin: 0; }
.bridge li { grid-template-columns: minmax(0, 9.5rem) minmax(0, 1fr) 5.4rem; }
.bridge .v { white-space: nowrap; }
.nav .btn { white-space: nowrap; }
.hero .wrap { grid-template-columns: minmax(0, 1fr) minmax(0, 1.08fr); }
@media (max-width: 960px) { .hero .wrap { grid-template-columns: 1fr; } }
@media (max-width: 520px) {
  .nav .btn-gold { display: none; }
  .bridge li { grid-template-columns: 1fr 5.6rem; }
  .calc label span { align-items: flex-end; }
  .calc output { white-space: nowrap; }
}
[id] { scroll-margin-top: 84px; }


/* ================= novi hero: živa financijska scena ================= */
.nav { background: rgba(10, 20, 51, 0.86); backdrop-filter: blur(14px); -webkit-backdrop-filter: blur(14px); }
.hero { position: relative; isolation: isolate; padding: 72px 0 128px;
  background:
    radial-gradient(52rem 32rem at 88% -8%, rgba(61, 107, 255, 0.55), transparent 62%),
    radial-gradient(36rem 26rem at 4% 108%, rgba(98, 227, 200, 0.16), transparent 62%),
    var(--navy); }
.hero::before { content: ""; position: absolute; inset: 0; z-index: -1; opacity: 0.5;
  background-image: linear-gradient(rgba(255,255,255,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.055) 1px, transparent 1px);
  background-size: 56px 56px; mask-image: radial-gradient(70% 80% at 70% 30%, #000 20%, transparent 75%); -webkit-mask-image: radial-gradient(70% 80% at 70% 30%, #000 20%, transparent 75%); }
.hero h1 span { color: #9db4ff; }
.hero-links { margin-top: 22px; color: #93a4d6; font-size: 0.93rem; }
.hero-links a { color: #dbe3ff; }

.stage { position: relative; padding: 0 0 88px 0; }
.glass { background: rgba(255, 255, 255, 0.07); border: 1px solid rgba(255, 255, 255, 0.16); border-radius: 22px; backdrop-filter: blur(18px); -webkit-backdrop-filter: blur(18px); box-shadow: 0 40px 80px -40px rgba(0, 0, 0, 0.7); color: #fff; }
.cash { padding: 24px 24px 12px; animation: rise 0.7s cubic-bezier(.2,.8,.2,1) both; }
.cash-top { display: flex; justify-content: space-between; align-items: baseline; color: #b9c5ea; font-size: 0.92rem; }
.cash-num { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; margin: 6px 0 6px; }
.cash-num b { font: 700 clamp(2.4rem, 4.6vw, 3.5rem)/1 var(--display); letter-spacing: -0.035em; font-variant-numeric: tabular-nums; }
.pill-up { background: rgba(98, 227, 200, 0.16); color: var(--aqua); font-weight: 600; font-size: 0.88rem; padding: 4px 12px; border-radius: 999px; white-space: nowrap; }
.cash svg { display: block; width: 100%; height: auto; overflow: visible; }
.cash .gridl { stroke: rgba(255,255,255,.1); stroke-width: 1; }
.cash .area { opacity: 0; animation: show 0.9s ease 1.3s both; }
.cash .curve { fill: none; stroke: url(#lg); stroke-width: 3.5; stroke-linecap: round; stroke-linejoin: round; stroke-dasharray: 1; stroke-dashoffset: 1; animation: draw 1.9s cubic-bezier(.45,.05,.2,1) 0.35s both; filter: drop-shadow(0 6px 14px rgba(98, 227, 200, 0.45)); }
.cash .dot { opacity: 0; animation: show 0.3s ease 2.2s both; }
.cash .dot .halo { transform-box: fill-box; transform-origin: center; animation: pulse 2.2s ease-out 2.4s infinite; }
.cash text { fill: #93a4d6; font: 500 11px var(--body); }

.stage .bridge { position: absolute; left: -36px; bottom: 0; width: min(370px, 78%); padding: 18px 18px 14px; border-radius: 18px; animation: rise 0.7s cubic-bezier(.2,.8,.2,1) 0.9s both; box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.75); }
.stage .bridge figcaption { font-size: 0.98rem; margin-bottom: 12px; }
.stage .bridge ol { gap: 7px; }
.stage .bridge li { grid-template-columns: minmax(0, 7.2rem) minmax(0, 1fr) 4.6rem; gap: 8px; font-size: 0.8rem; line-height: 1.25; }
.stage .bridge .track { height: 14px; }
.stage .bridge .bar { border-radius: 4px; animation-delay: calc(var(--i) * 0.28s + 1.5s); }
.stage .bridge .v { animation-delay: calc(var(--i) * 0.28s + 1.75s); }
.stage .bridge li.sum { padding-top: 8px; }

.ring-card { position: absolute; right: -18px; bottom: 26px; display: flex; gap: 14px; align-items: center; padding: 14px 18px 14px 14px; border-radius: 18px; background: #fff; color: var(--ink); box-shadow: 0 30px 60px -28px rgba(0, 0, 0, 0.75); animation: rise 0.7s cubic-bezier(.2,.8,.2,1) 1.5s both, bob 6s ease-in-out 2.6s infinite; }
.ring-card small { display: block; color: var(--ink-2); font-size: 0.78rem; margin: 0; }
.ring-card b { font: 700 1.5rem/1.1 var(--display); letter-spacing: -0.02em; }
.ring-card em { font-style: normal; font-size: 0.78rem; font-weight: 600; color: #128a5b; }
.ring { width: 58px; height: 58px; transform: rotate(-90deg); }
.ring circle { fill: none; stroke-width: 9; }
.ring .bg { stroke: var(--tint); }
.ring .fg { stroke: var(--brand); stroke-linecap: round; stroke-dasharray: var(--p) 100; stroke-dashoffset: var(--p); animation: ringfill 1.2s cubic-bezier(.3,.7,.2,1) 2s both; }

@keyframes rise { from { opacity: 0; transform: translateY(26px); } to { opacity: 1; transform: none; } }
@keyframes draw { to { stroke-dashoffset: 0; } }
@keyframes pulse { 0% { transform: scale(1); opacity: 0.55; } 70%, 100% { transform: scale(3.2); opacity: 0; } }
@keyframes bob { 50% { transform: translateY(-8px); } }
@keyframes ringfill { to { stroke-dashoffset: 0; } }
@media (max-width: 960px) { .hero { padding: 44px 0 80px; } .stage .bridge { left: 0; } .ring-card { right: 0; } }
@media (max-width: 520px) {
  .stage { padding-bottom: 0; display: grid; gap: 14px; }
  .stage .bridge, .ring-card { position: static; width: auto; }
  .stage .bridge li { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr) 4.6rem; }
  .stage .bridge .track { grid-column: auto; grid-row: auto; }
}

/* ================= tri pitanja s mini grafikonima ================= */
.asks { border-top: 0; gap: 20px; }
.asks > div, .asks > div + div { padding: 26px; border: 1px solid var(--line); border-radius: 22px; background: #fff; display: flex; flex-direction: column; }
.asks > div:last-child { border-right: 1px solid var(--line); }
.asks q { font-size: clamp(1.35rem, 2.1vw, 1.7rem); }
.asks p { margin-top: auto; padding-top: 18px; }
.mini { height: 132px; margin-top: 22px; border-radius: 14px; background: var(--paper); padding: 14px; position: relative; }
.mini-cap { font-size: 0.78rem; color: var(--ink-2); display: flex; justify-content: space-between; }
.mini-cap b { color: var(--ink); font-variant-numeric: tabular-nums; }
/* stupci dobiti */
.cols { display: flex; align-items: flex-end; gap: 8px; height: 78px; margin-top: 10px; }
.cols i { flex: 1; border-radius: 6px 6px 2px 2px; background: #c3d1ff; height: var(--h); transform: scaleY(0); transform-origin: bottom; transition: transform 0.7s cubic-bezier(.2,.8,.2,1); transition-delay: calc(var(--i) * 70ms); }
.cols i:last-child { background: var(--brand); }
/* rezerva novca */
.runway { margin-top: 22px; height: 26px; border-radius: 999px; background: #dfe5f6; position: relative; overflow: hidden; }
.runway i { position: absolute; inset: 0; width: 64%; border-radius: 999px; background: linear-gradient(90deg, var(--brand), #62c9e3); transform: scaleX(0); transform-origin: left; transition: transform 1.1s cubic-bezier(.2,.8,.2,1) 0.15s; }
.runway-scale { display: flex; justify-content: space-between; font-size: 0.72rem; color: var(--ink-2); margin-top: 8px; }
/* starost dugova */
.aging { display: grid; gap: 9px; margin-top: 12px; }
.aging div { display: flex; height: 13px; border-radius: 4px; overflow: hidden; gap: 2px; width: var(--w); }
.aging i { height: 100%; flex: var(--f) 0 0; transform: scaleX(0); transform-origin: left; transition: transform 0.6s cubic-bezier(.2,.8,.2,1); transition-delay: calc(var(--i) * 110ms); }
.aging .a0 { background: #cfd6ea; } .aging .a1 { background: #f3b08c; } .aging .a2 { background: #e3743f; } .aging .a3 { background: #9c3a12; }
.in .cols i { transform: scaleY(1); }
.in .runway i, .in .aging i { transform: scaleX(1); }

/* ================= paket za banku: prstenovi ================= */
.bank { background: radial-gradient(40rem 24rem at 100% 0%, rgba(61, 107, 255, 0.4), transparent 60%), var(--navy); }
.gauges { display: flex; gap: 28px; margin-top: 30px; flex-wrap: wrap; }
.gauge { display: flex; gap: 14px; align-items: center; }
.gauge .ring { width: 76px; height: 76px; }
.gauge .ring .bg { stroke: rgba(255,255,255,.14); }
.gauge .ring .fg { stroke: var(--aqua); animation: none; stroke-dashoffset: var(--p); transition: stroke-dashoffset 1.4s cubic-bezier(.3,.7,.2,1) 0.2s; }
.in .gauge .ring .fg { stroke-dashoffset: 0; }
.gauge b { display: block; font: 700 1.7rem/1.1 var(--display); letter-spacing: -0.02em; }
.gauge span { color: #c3cbe4; font-size: 0.85rem; }

/* kalkulator i kontakt na novoj podlozi */
.calc .res { background: radial-gradient(30rem 20rem at 100% 0%, rgba(61, 107, 255, 0.45), transparent 60%), var(--navy); }
.calc .res div b { transition: none; }
.contact { background: radial-gradient(48rem 30rem at 0% 0%, rgba(61, 107, 255, 0.4), transparent 60%), var(--navy); }

@media (prefers-reduced-motion: reduce) {
  .cash, .stage .bridge, .ring-card { animation: none; }
  .cash .curve { animation: none; stroke-dashoffset: 0; }
  .cash .area, .cash .dot { animation: none; opacity: 1; }
  .cash .dot .halo { animation: none; opacity: 0; }
  .ring .fg, .gauge .ring .fg { animation: none; transition: none; stroke-dashoffset: 0; }
  .cols i, .runway i, .aging i { transition: none; transform: none; }
}

/* dorade nove scene */
.nav { background: rgba(10, 20, 51, 0.94); }
.nav .btn-gold { display: inline-flex; padding: 0.55rem 1.2rem; }
@media (max-width: 860px) { .nav .btn-gold { margin-left: auto; } }
.ring circle { stroke-width: 4.2; }
.stage { padding-bottom: 178px; }
.stage .bridge { left: -28px; }
.ring-card { bottom: 44px; }
@media (max-width: 520px) { .stage { padding-bottom: 0; } }

.stage .bridge { width: min(318px, 78%); }
.ring-card { bottom: 18px; }
@media (max-width: 820px) { .asks > div, .asks > div + div { padding: 22px; border: 1px solid var(--line); } }
@media (max-width: 520px) { .stage .bridge { width: auto; } }

.btn-line { color: #fff; border-color: rgba(255, 255, 255, 0.4); }
.btn-line:hover { border-color: #fff; background: rgba(255, 255, 255, 0.08); }

.more { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0 48px; }
.more > div { padding: 26px 0; border-top: 2px solid var(--ink); }
.more p { margin-top: 10px; color: var(--ink-2); }
@media (max-width: 900px) { .more { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) { .more { grid-template-columns: 1fr; } }
@media (max-width: 1100px) { .nav nav { gap: 16px; } .nav nav a { font-size: 0.9rem; } }

/* Cijena */
.price { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 56px; align-items: start; }
.price-big { display: flex; align-items: baseline; gap: 14px; margin: 18px 0 14px; }
.price-big b { font: 700 clamp(3.4rem, 8vw, 5.6rem)/0.95 var(--display); letter-spacing: -0.04em; color: var(--navy); font-variant-numeric: tabular-nums; }
.price-big span { font-size: 1.15rem; color: var(--ink-2); }
.price-lead .btn { margin-top: 22px; }
.price-facts table { width: 100%; border-collapse: collapse; font-variant-numeric: tabular-nums; }
.price-facts caption { text-align: left; font-weight: 700; padding-bottom: 10px; }
.price-facts th, .price-facts td { padding: 13px 0; border-top: 1px solid var(--line); text-align: left; font-weight: 500; }
.price-facts td { text-align: right; font-weight: 700; }
.price-facts ul { margin: 22px 0 0; padding-left: 1.1rem; display: grid; gap: 9px; color: var(--ink-2); font-size: 0.98rem; }
@media (max-width: 900px) { .price { grid-template-columns: 1fr; gap: 32px; } }

.legal .copy { display: block; color: #fff; font-weight: 600; margin-bottom: 6px; }

/* Podaci o pružatelju usluge */
.provider { margin: 28px 0; padding: 22px 24px; border: 1px solid var(--line); border-radius: 16px; background: #fff; max-width: 640px; }
.provider h2 { margin: 0 0 12px; font-size: 1.15rem; }
.provider dl { display: grid; grid-template-columns: 8.5rem 1fr; gap: 8px 16px; margin: 0; }
.provider dt { color: var(--ink-2); }
.provider dd { margin: 0; font-weight: 500; }
@media (max-width: 520px) { .provider dl { grid-template-columns: 1fr; gap: 2px 0; } .provider dd { margin-bottom: 8px; } }